Vehicle Loans

At Eagle One, we take great pride in our competitive auto loan rates. Whether you are buying new or used, we offer great benefits for financing:

  • Cars, Trucks, Vans and SUVs

  • Motorcycles

  • Boats

  • Recreational Vehicles (Four Wheelers, Jet Skis, Snowmobiles, etc.)

  • RVs / Motorhomes

  • Manufactured & Modular Homes

We'll Beat Any Rate

We are pleased to inform you of one of the greatest aspects of our Auto Financing Program! Eagle One will meet or beat any rate by .25% APR* from another financial institution or dealership for any vehicle type listed above. Some restrictions may apply.

Need to Refinance? Bring your loan over to us and we'll take care of you!

No Payments for 60 Days

We like to give you a little something special for financing with us. New or used vehicle loans get 60 days free of payments. Drive now, pay later. Some exclusions could apply on this promotion.

New/Used Auto & Boat Rates
Term APR* as low as
36 Month 2.75%
48 Month 3.50%
60 Month 4.50%
72 Month 5.25%

Effective Apr 1, 2018

*APR=Annual Percentage Rate. Rate subject to change and based on applicant's credit, year/make/model of vehicle.

Motorcycle Rates
Term APR* as low as
36 Month 4.25%
48 Month 5.00%
60 Month 6.00%
72 Month 6.75%

Effective April 1, 2018

*APR=Annual Percentage Rate. Rates subject to change and based on applicant's credit.

Recreational Vehicle Rates
Term APR* as low as
36 Month 4.25%
48 Month 5.00%
60 Month 6.00%
72 Month 6.75%

Effective April 1, 2018

*APR=Annual Percentage Rate. Rates subject to change and based on applicant's credit.


Extra Services & Benefits

Need some help car shopping? Check out our Buying Tips!


Get 3 free months of Sirius XM Radio when you finance your vehicle with us. The vehicle must have Sirius capability. With an all-access trial subscription, you will be able to listen to over 150 channels of commercial free music, sports, talk and comedy! No obligation is required, this is a totally free, extra benefit to you! 


GAP insurance is an additional insurance provision that can be added to an Auto Loan upon a member's request. The cost to add GAP insurance is a one-time fee of $400 which can be added to the loan to balance the financing. This insurance covers the "gap" between the amount in which your insurance coverage will pay if your car is totaled or stolen and the balance of your auto loan.


Auto Loan $25,000
Loan Balance (after one year) $20,580
Car's actual value at the time of loss $19,000
Insurance deductible $500
Amount insurance company pays $18,500
GAP (Loan Balance minus insurance payment) $2,080

Without Gap Insurance, the difference between the auto loan balance and the insurance payment would be your responsibility to pay.

Other Perks:


We are offering a free 3 month trial of Sirius XM Radio to qualified vehicles. There is no charge to the member, it is a little something extra for financing with us! Speak with your loan officer at the time of your application if you are interested.


We're giving something back to you, just for applying for one of our auto loans. Each auto loan application is awarded one free CarFax, a thorough report on the history of a used vehicle. Just another added value that's part of our Auto Loan Program.


Save a trip to the branch and close your loan electronically! Be sure to put your current email address on your loan application. When approved, your loan officer will email you the documents for digital signature.


Eagle One FCU offers warranties through Route 66. These warranties can cost up to 60% less than purchasing a warranty through the dealership.

  • There is no deductible on parts or labor.

  • Members pay for fluids, filters, and sales tax.

  • Members can choose their repair shop.

  • The service agreement is transferable, meaning if you sell the protected vehicle, the new owner will benefit from the warranty.

  • If members purchase the warranty at the same time they finance their vehicle with Eagle One, the cost of the warranty can be rolled into the loan.

Get pre-approved today and shop with confidence!

With rates as low as 2.75% APR*, no payments for 60 days, and a free CarFax, why not apply? Contact a loan officer if you have any questions!

*APR=Annual Percentage Rate