Loan Rates

Auto Loan Rates

Model Year Term As low as
2026-2022 12-38 months 4.50%
39-50 months 4.75%
51-62 months 5.75%
63-74 months 6.50%
*2026, 2025, 2024 *75-86 months 6.75%
2021-2020 12-38 months 6.00%
39-50 months 6.50%
51-62 months 6.00%
2019 & Older 12-38 months 7.75%
39-50 months 7.50%

Effective October August 4, 2026

* APR = Annual Percentage Rate. All rates are subject to change based on market conditions, borrower eligibility and underwriting factors. Offer of credit is subject to credit approval. Other rates and terms available. Consult a tax advisor regarding the deductibility of interest.

Motorcycle

Model Year Term As low as
2026-2022 12-38 months 6.00%
39-50 months 6.25%
51-62 months 7.25%
63-74 months 8.00%
*2026, 2025, 2024 *75-86 months 8.25%
2021-2020 12-38 months 7.50%
39-50 months 8.00%
51-62 months 7.50%
2019 & Older 12-38 months 9.25%
39-50 months 9.00%

Effective August 4, 2026

* APR = Annual Percentage Rate. All rates are subject to change based on market conditions, borrower eligibility, underwriting factors. Offer of credit is subject to credit approval. Other rates and terms available. Consult a tax advisor regarding the deductibility of interest.

RV/Motor Home

Model Year Term As low as
2026-2022 12-38 months 6.00%
39-50 months 6.25%
51-62 months 7.25%
63-74 months 8.00%
*2026, 2025, 2024 *75-86 months 8.25%
2021-2020 12-38 months 7.50%
39-50 months 8.00%
51-62 months 7.50%
2019 & Older 12-38 months 9.25%
39-50 months 9.00%

Effective August 4, 2026

* APR = Annual Percentage Rate. All rates are subject to change based on market conditions, borrower eligibility, and underwriting factors. Offer of credit is subject to credit approval. Other rates and terms available. Consult a tax advisor regarding the deductibility of interest.

Fully Secured Loan Rates
Term up to APR*
48 Months 4.00%

Effective April 1, 2018

*APR=Annual Percentage Rate. Rates are subject to change without notice.

Home Equity Loan Rates
Term up to APR* as low as
5 Years 5.99%
10 Years 6.75%
15 Years 7.00%
20 Years 7.25%

Effective October 1, 2025

*APR=Annual Percentage Rate. Rates are subject to change without notice and based on applicant's credit.

Financing up to 80% equity. Non-refundable fees assessed at time of application are $250.00 for up-to-and-including $100,000 in credit and $450.00 for over $100,000 in credit

Personal Loan Rates
Purpose Term up to APR* as low as
Any Purpose 48 Months 8.90%
Holiday Loan** 18 Months 8.90%

Effective February 1, 2023

*APR=Annual Percentage Rate. Rates are subject to change without notice and based on applicant's credit.

**Holiday Loans are available October 1 - January 31st