Youth Accounts

Teaching our kids to save at an early age will only benefit them in the future. We offer a share savings account especially for youth ages 17 and under.

Youth “A” Rewards

We want to reward our youth for excelling in their studies! This is why we have implemented our "A” Rewards program. At the end of each marking period, bring report cards to one of our branch locations and we will deposit $5 into the youth savings account for each subject, for the current marking period only, as a reward for hard work in the classroom (up to grade 12).

Also, consider taking advantage of our Prepaid Debit Card program. This is a great tool to help prepare for the responsibility of a Visa Debit Card, offered to members ages 18 and older with a Checking Account. Prepaid Debit Cards assist in teaching younger members how to manage their money while allowing the parent to control how much they have access to.

In addition to your primary share savings account established with your membership, we offer a number of other special savings accounts to help you reach your goals.

Share Savings

Your membership begins with your Primary Share Savings Account. The minimum balance for a share savings account is just $5.00, plus a one-time $1.00 membership fee. Dividends are paid quarterly on share savings accounts with a minimum balance of $100.00. There are no maintenance, monthly or annual fees associated with this account.

Savings Rates

                Min Bal*
                Dividend Rate**
                APY***
            
                $100.00
                0.25%
                0.250%
            
                $10,000.01
                0.25%
                0.250%
            
                $25,000.01
                0.25%
                0.250%

Min Bal*	Dividend Rate**	APY***
$100.00	0.25%	0.250%
$10,000.01	0.25%	0.250%
$25,000.01	0.25%	0.250%

Effective April 3, 2023

*Minimum balance to earn dividends.
**Rates are subject to change without notice.
***APY=Annual Percentage Yield

ADDITIONAL/SUB SAVINGS ACCOUNTS

Saving for something special? Open up a separate "special savings" account after establishing your regular savings account. This is also a $5 minimum balance and cannot be associated with debit card transactions and does not have any overdraft features.

Please be aware that any online account opening still may require additional paperwork or documentation. Restrictions on Those Under 13 Years of Age Due to the "Children's Online Privacy Protection Act.” For more information on Children's Online Privacy Protection Act (COPPA) Visit the FTC's COPPA website

Show Me the Money: 5 Ways to Demystify Finance for Your Kids

Click here to read the top five tips!

Open a Youth Savings Account