Deposit Rates

Savings Rates
Min Bal* Dividend Rate** APY***
$100.00 0.25% 0.250%
$10,000.01 0.25% 0.250%
$25,000.01 0.25% 0.250%

Effective October 1, 2018.

*Minimum balance to earn dividends.
**Rates are subject to change without notice.
***APY=Annual Percentage Yield

Club Savings Rates
Purpose Min Bal* Dividend Rate** APY***
Holiday $100.00 1.00% 1.000%
Vacation $100.00 0.50% 0.500%

Effective October 1, 2018

*Minimum balance to earn dividends.
**Rates are subject to change without notice.
***APY=Annual Percentage Yield

IRA Savings Rates
Min Bal* Dividend Rate** APY***
$100.00 0.25% 0.250%
$10,00.01 0.25% 0.250%
$25,000.01 0.25% 0.250%

Effective Sep 1, 2017

*Minimum balance to earn dividends.
**Rates are subject to change without notice.
***APY=Annual Percentage Rate

Share/IRA Certificate Rates
Term Min Deposit Dividend Rate* APY**
3 Month $500.00 1.00% 1.004%
6 Month $500.00 1.50% 1.510%
12 Month $500.00 2.00% 2.018%
18 Month $500.00 2.15% 2.171%
24 Month $500.00 2.35% 2.375%
36 Month $500.00 2.50% 2.529%
48 Month $500.00 2.75% 2.785%
60 Month $500.00 3.00% 3.041%

Effective October 1, 2018

*Rates are subject to change without notice.
**APY=Annual Percentage Yield

Money Market Rates
Rate Tiers Dividend Rate* APY**
$1,000 - $9,999.99 1.10% 1.105%
$10,000 - $24,999.99 1.25% 1.257%
$25,000 - $49,999.99 1.30% 1.307%
$50,000 - $74,999.99 1.40% 1.409%
$75,000 - $99,999.99 1.50% 1.510%
$100,000 up to $250,000 1.75% 1.764%

Effective October 1, 2018

*Rates are subject to change without notice.
**APY=Annual Percentage Yield


Rates are subject to change without prior notification. Fees may reduce the earnings on accounts. All accounts earn dividend rates based on the average daily balance and are posted to the accounts as follows: Share Savings: quarterly; Share Certificates: monthly.