Debt Protection

Unfortunately, accidents happen. We don't want your loan to be a burden if you are suddenly unable to work.


The debt protections will cover member's loan payments upon disability, death or involuntary unemployment. Some restrictions could apply. To be eligible for disability and debt protection, members must be working for at least 25 hours per week at the time of the loan disbursement. To be eligible for life protection, members must be under the age of 70 at the time of the loan disbursement. The member has the option of adding or deleting the protection at any time during the term of the loan. There are limits to the benefits that CUNA will pay based on certain conditions.


CUNA is dedicated to assisting Credit Union Members in their time of need. For years, their debt protection program has assisted credit union members during their greatest time of need, and helped to protect their credit in the process. 


Upon being disabled or unemployed, please contact Eagle One FCU in order for a claim to be submitted to CUNA. A representative will then gather your information regarding the disability or unemployment. You will then receive additional forms from CUNA, that must be completed by a medical professional, as well as your employer. You are responsible for keeping up with loan payments while waiting for CUNA payments to be received.

Some restrictions and exclusions may apply in regards to the benefits CUNA provides. Please ask a loan officer for further details.