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Buying a House

The biggest purchase you will make in your life. And we want to help you.

Here are some tips from our expert loan officers to help get you through the buying process:

First, review your credit score with free copy of your credit report. Mortgages rely greatly on credit score. At least six months before you apply for your mortgage, review your credit report in detail and be sure to correct any mistakes that may be there. If you find you need to improve your score, use the resources and professional support at www.greenpath.com
Have a reasonable debt-to-income ratio. Your total debt-to-income ratio should be no more than 38%. A safe mortgage is 28% house debt-to-income ratio.
Here is where your savings account is key. Lenders would rather see that you have a good amount of money saved rather than living paycheck to paycheck. That extra money will also come in handy if/when the house needs repairs, maintenance, etc done.
Be aware of what is currently happening in the housing market.

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                            Eagle One Federal Credit Union

                            3301 Philadelphia Pike

                            Claymont, DE 19703
                        
                                 (844) 218-4529

                            Audio Teller: (855) 726-9036

                            VISA® Debit: (844) 847-2002

After Hours

                            Loan App: (866) 489-3801

VISA® Lost / Stolen

                            Debit Card: (844) 847-2002

                            Credit Card: (866) 590-7737

Routing Number:236084353

*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. **APY = Annual Percentage Yield.

We may provide links to third party partners, independent from Eagle One FCU.
These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Eagle One Federal Credit Union.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency

We do Business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

NDER