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Deposit Rates

Effective Sep 1, 2017
Savings Rates
Min Bal* Dividend Rate** APY***
$100.00 0.15% 0.150%
$10,000.01 0.15% 0.150%
$25,000.01 0.15% 0.150%
*Minimum balance to earn dividends.
**Rates are subject to change without notice.
***APY=Annual Percentage Yield
Effective Mar 1, 2014
Club Savings Rates
Purpose Min Bal* Dividend Rate** APY***
Holiday $100.00 0.25% 0.250%
Vacation $100.00 0.25% 0.250%
*Minimum balance to earn dividends.
**Rates are subject to change without notice.
***APY=Annual Percentage Yield
Effective Sep 1, 2017
IRA Savings Rates
Min Bal* Dividend Rate** APY***
$100.00 0.15% 0.150%
$10,00.01 0.15% 0.150%
$25,000.01 0.15% 0.150%
*Minimum balance to earn dividends.
**Rates are subject to change without notice.
***APY=Annual Percentage Rate
Effective Sep 1, 2017
Share/IRA Certificate Rates
Term Min Deposit Dividend Rate* APY**
3 Month $500.00 0.50% 0.501%
6 Month $500.00 0.60% 0.600%
12 Month $500.00 1.00% 1.000%
18 Month $500.00 1.25% 1.250%
24 Month $500.00 1.35% 1.350%
36 Month $500.00 1.75% 1.750%
48 Month $500.00 1.90% 1.900%
60 Month $500.00 2.25% 2.250%
*Rates are subject to change without notice.
**APY=Annual Percentage Yield
Effective Feb 1, 2017
Money Market Rates
Rate Tiers Dividend Rate* APY**
$1,000 - $9,999.99 0.45% 0.450%
$10,000 - $24,999.99 0.55% 0.550%
$25,000 - $49,999.99 0.60% 0.600%
$50,000 - $74,999.99 0.65% 0.650%
$75,000 - $99,999.99 0.75% 0.750%
$100,000 up to $250,000 0.80% 0.800%
*Rates are subject to change without notice.
**APY=Annual Percentage Yield
Rates are subject to change without prior notification. Fees may reduce the earnings on accounts. All accounts earn dividend rates based on the average daily balance and are posted to the accounts as follows: Share Savings: quarterly; Share Certificates: monthly.