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Deposit Rates

Effective Mar 1, 2016
Savings Rates
Min Bal* Dividend Rate APY**
$100.00 0.25% 0.250%
$10,000.01 0.25% 0.250%
$25,000.01 0.25% 0.250%
*Minimum balance to earn dividends.
**APY=Annual Percentage Yield
Effective Mar 1, 2014
Club Savings Rates
Purpose Min Bal* Dividend Rate APY**
Holiday $100.00 0.25% 0.250%
Vacation $100.00 0.25% 0.250%
*Minimum balance to earn dividends.
**APY=Annual Percentage Yield
Effective Mar 1, 2014
IRA Savings Rates
Min Bal* Dividend Rate APY**
$100.00 0.25% 0.250%
$10,00.01 0.25% 0.250%
$25,000.01 0.25% 0.250%
*Minimum balance to earn dividends.
**APY=Annual Percentage Rate
Effective Feb 1, 2017
Share/IRA Certificate Rates
Term Min Deposit Dividend Rate APY*
3 Month $500.00 0.50% 0.501%
6 Month $500.00 0.75% 0.751%
12 Month $500.00 1.00% 1.000%
18 Month $500.00 1.25% 1.250%
24 Month $500.00 1.35% 1.350%
36 Month $500.00 1.75% 1.750%
48 Month $500.00 1.90% 1.900%
60 Month $500.00 2.25% 2.250%
*APY=Annual Percentage Yield
Effective Feb 1, 2017
Money Market Rates
Rate Tiers Dividend Rate APY*
$1,000 - $9,999.99 0.45% 0.450%
$10,000 - $24,999.99 0.55% 0.550%
$25,000 - $49,999.99 0.60% 0.600%
$50,000 - $74,999.99 0.65% 0.650%
$75,000 - $99,999.99 0.75% 0.750%
$100,000 up to $250,000 0.80% 0.800%
*APY=Annual Percentage Yield
Rates are subject to change without prior notification. Fees may reduce the earnings on accounts. All accounts earn dividend rates based on the average daily balance and are posted to the accounts as follows: Share Savings: quarterly; Share Certificates: monthly.